Home Loan Features

See all the features included in a Sucasa Home Loan
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Low  Deposit

Borrow up to 98% LVR, depending on your circumstances
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See how much you can borrow  →

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Low Rates

Competitive low rates. Our customers choose us over the banks, because we save them thousands of dollars
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See our rates and fees  →

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Free unlimited extra repayments

No fees for additional repayments or early prepayment. Pay your loan down at your speed, no additional charges.
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See our Loan Features →

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Free online Redraw

Have flexibility by using our free online redraw on any additional repayments for your primary loan.
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See how much you can borrow  →

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Flexibility

We have a suite of products that may be able to assist you whether you are deposit or serviceability constrained. Lending criteria applies.
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Learn about our loans →

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World Class Tech and Security

We’ve got Web, iOS and Android apps to ensure you can manage your loan anytime, anywhere. We take security very seriously at Sucasa and have bank-level data encryption. We keep your information safe and secure every step of the way.

Learn more about us  →

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Dedicated Home Loan Specialist

You'll have a specific person, your Home Loan Specialist, to guide you through the whole home-buying journey – all the way from Application to Settlement
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Learn about our loan features  →

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No Pesky Fees

Save with Sucasa by not paying pesky fees. $0 Monthly Fees, $0 Application Fee, $0 Annual Fees.
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See our rates and fees  →

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Apply online in minutes

Complete an easy online application in 10-15 minutes. Our team is standing by to assess your application as soon as it comes through!

Apply Now

Expert advice in seconds

There’s a bunch of clever people at Sucasa HQ in Sydney, ready to assist you. If you have a question or need help with your application, our home loan specialist team is ready to chat!
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Got questions about your borrowing power? →

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World Class Tech and Security

We’ve got Web, IOS and Android apps to ensure you can manage your loan anytime, anywhere. We take security very seriously at Sucasa and have bank-level data encryption. We keep your information safe and secure every step of the way.
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Is entering my online banking details safe? →

Run the Numbers

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Borrowing Capacity

Run the numbers before you get started, to get an upfront estimate of your borrowing power

Borrowing Capacity
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Repayment Calculator

Does your home loan fit within your budget? Find out what your repayments will be.

Repayment Calculator

Here’s how Sucasa is already helping others

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The savings and flexibility we had with Sucasa allowed us to buy our home and add a pool at the same time. Years earlier than we thought possible!
By avoiding LMI, Sucasa reduced our deposit by $21k. We kept that extra $21k in our bank account and used it to build a pool, something we thought would be years away.
Darryn and Belinda - June 2023
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What our customers say about us ...

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See how much you can borrow and save with Sucasa.

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The Best Way To Buy a Home

Here's how a family earning $250k a year, with $90k in savings would benefit if they purchased their $1.2m Sydney home with Sucasa. The below assume's property prices grow at their rough historical average of 7% p.a. However, even if prices don't grow at all, you'll be much better off with Sucasa. Head over to our calculator to learn more.

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Sucasa No Deposit Home Loan

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Get into your dream house sooner

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No LMI

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Your Home From Day 1

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Build Your Wealth Faster

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Purchasing with LMI

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+ 1 Year 7 Months Longer

+$53K additional cost

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Missed $136K in Capital Gains

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$195K Worse off

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Saving Full Deposit

+ 5 Years 9 Months Longer

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-

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Missed $570K in Capital Gains

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$675K Worse Off

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How Much Can I Borrow?

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Sucasa Loans Pty Ltd ACN 106 968 370 Australian Credit Licence 443249. Australian Financial Complaints Association (AFCA) 93243. Copyright Sucasa Finance Pty Ltd.
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**Comparison rates: All comparison rate examples shown are for a loan amount of $150k and a term of 25 years at a 98% LVR. WARNING: Sucasa’s rates currently vary based on the value of a property. Comparison rates apply only to the example or examples given and may not include all fees and charges. Different loan amounts and terms will result in different comparison rates. The actual rate offered may be higher or lower than the comparison example above

This information is general in nature and has been prepared without taking your objectives, needs and overall financial situation into account. You must consider whether a Sucasa Loan is appropriate for your circumstances and needs. If necessary, seek your own professional advice. Credit criteria, fees, charges, terms and conditions apply. Information correct as at 30th November 2023.