We founded Sucasa to help Aussies get home, Sooner
Sucasa exists to improve access to homeownership for Australian families. We do this by providing simple, fair, low deposit home loans
Our Awards and Recognition
We are proud to showcase our awards and media recognition that highlight our commitment to excellence.
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Why We Founded Sucasa
Our journey began when we realised our friends were being divided into the homeownership ‘haves’ and ‘have nots’. Not because of how hard they worked, the jobs they had, or even whether they were good borrowers or great savers, but primarily based on whether they had access to the Bank of Mum & Dad.
As first and second-generation Australians, 'the lucky country' is more than just a phrase. It's our lived experience. We're beneficiaries of the Australian 'Fair Go' in every sense. We've had access to opportunity, independently of who we are, where we came from, and perhaps most importantly, who our parents are. We think the 'Fair Go' has gone missing from homeownership, and we're determined to help more Australians unlock the dream of owning their home.
We started Sucasa to help you (hard-working, talented Australians) make the house you live in, your home (or Su Casa). We’ve focused on removing fees, reducing upfront costs (your deposit) and optimising loans for young Australian families. We’re thrilled you’re here and would love to be part of your homeownership story.
Adam, Marian and Mario
Our Values
Our values guide our decisions and everything we do
High Integrity
Integrity is at the core of everything we do. We’ll work to earn the trust of our customers, colleagues and partners
Optimistic
Sucasa is for optimists. We’re optimistic about technology and the future. Most importantly, we're optimistic about our customers - Australia's best and brightest
Customer Centric
We put the best long term financial interests of our customers first
First Principles
We aren’t carried by inertia and convention. We believe in testing assumptions and thinking with rigour from first principles
Our Advisory Board
Daniel has been a prominent figure in Australian technology and venture capital for decades. He is mission and vision aligned with Sucasa. We’re very grateful to be able to lean on his wisdom and knowledge.
Steve is one of Australia's top marketers, having led growth for Uber, eBay, PayPal and Zip across APAC. Steve brings a wealth of knowledge to Sucasa and we're thrilled to have him leading our go-to-market and brand strategy.
Pieterjan (PJan) was one of Stripe’s first engineering hires in APAC, and the co-founder of SmartPay, a leading Japanese BNPL. We're leveraging PJan's expertise to develop our best in class technology platform and are thankful for his support.
Investors & Capital Partners
Our team
We’re a small but mighty team leveraging technology to provide you with the best products and experience possible.
Mario has had stints at UBS, Bain & Co, Stripe and as a Tech and RE investor. He believes Sucasa will permanently improve Australia's mortgage market
After studying aerospace engineering, Marian decided to put his degree to better use in finance, working at UBS and Barrenjoey. His itch to build something never faded however, and years of after-hours tinkering culminated in Marian pulling together our team to build Sucasa.
After finishing his PhD in structural engineering, Adam has spent his career in startups and high-growth businesses. Most recently Adam spent 5 years as the CEO of Athletic Greens, overseeing 10x growth and building it into a global health and wellness brand.
For over a decade Janyk's put his mind to solving challenges across health and finance. He's passionate about leveraging technology to make a positive impact and helping Aussies get into a home, sooner.
After starting her career in finance, Lauren quickly realised that there was so much to learn about buying a home and the complexities involved in the process. As the dedicated Head of Customer Experience (or HLS), Lauren has built a reputation for guiding clients through the intricacies of securing a home loan, making the process as smooth and stress free as possible.
Glen's curiosity for property began early, spending way too much time on-site in construction projects instead of studying. That curiosity led him to real estate, where he got a crash course in the market before diving into credit analysis. While finishing his commerce degree, he realised his true calling: improving processes. Now at Sucasa, he’s all about streamlining credit operations so everything runs smoother than a drive-thru at 2 AM.
After completing his commerce degree, Lewis spent his career working mostly in banking. He was involved in many areas within the banks, where he gained the skills and knowledge in credit risk. As a Senior Credit Manager he oversees the critical stages of the assessment and approval process, ensuring steps are meticulously followed, from credit risk policy and verification to coordinating with relevant stakeholders, underwriters, clients and legal teams, to address any issues and ensure compliance.
As the Salesforce Practice Lead at Sucasa, I drive the strategy, development, and optimization of our Salesforce platform to enhance customer experiences and operational efficiency. I lead our team in implementing scalable solutions that support our mission of making homeownership more accessible. Passionate about innovation and automation, I ensure our technology ecosystem evolves to meet the needs of our customers and business.
FAQs
Find answers to your most pressing questions
‘Su Casa’ roughly translates to ‘your home’ in Spanish.
Sucasa is an Australian non-bank lender.
We’re backed by global venture capital and supported by some of Australia’s leading residential mortgage funders.
Sucasa exists to improve access to home ownership. We do this by providing simple, fair, low deposit home loans. We're a team with finance, consumer and technology experience tackling the biggest issue facing our generation. Homeownership. You can learn more about us and our mission here.
Neither!
Instead, we are a non-bank lender. We are an Australian Credit License (ACL) holder with authorisations to provide credit and credit assistance to consumers.
Visit our Rates & Fees page to see our current interest rates.
You can see our eligibility requirements here.
The short answer: We’ve focused on helping borrowers who don’t have a “full” 20% deposit. By building a suite of products designed specifically for our borrowers, we’ve been able to make our loans cheaper and more accessible.
There’s no catch.
We’re a mission driven business and our mission is to improve access to homeownership for young Australian families. We’ve done this by creating products we’d use and encourage our friends and family to use. Our loans are simple and we don’t take any equity in your home or have any equity-based incentives.
We’ve worked *very* hard to provide the lowest-cost loans possible and will work even harder to make things even more affordable for you – Australia’s next generation – as we build.
Lending eligibility criteria applies.
Yes, we provide pre-approvals. To do this, we assess everything we can without knowing the final property you’ll be purchasing.
As is the market standard, pre-approvals are typically subject to satisfactory valuation of the property you purchase. If you’ve already purchased the property or exchanged contracts we can also go straight to an unconditional approval.
Prior to starting your application, we suggest you use our online calculators to understand your borrowing capacity and loan estimate.
Once you are ready to apply, click on Apply Now and follow the steps to complete and submit your application.
We have a suite of loan products that will benefit you, regardless of whether you are deposit or serviceability constrained.
All our loans have lower upfront fees than any comparable loan that requires LMI at the same LVR. See our rates page for more information.