Home Loan Features

See all the features included in a Sucasa Home Loan

Low Deposit

Borrow up to 98% LVR, depending on your circumstances
‍
See how much you can borrow →

Low Rates

Competitive low rates. Our customers choose us over the banks, because we save them thousands of dollars
‍
See our rates and fees →

Free unlimited extra repayments

No fees for additional repayments or early prepayment. Pay your loan down at your speed, no additional charges.
‍
See our Loan Features →

Free online Redraw

Have flexibility by using our free online redraw on any additional repayments for your primary loan.
‍
See how much you can borrow →

Flexibility

We have a suite of products that may be able to assist you whether you are deposit or serviceability constrained. Lending criteria applies.
‍
Learn about our loans →

World Class Tech and Security

We’ve got Web, iOS and Android apps to ensure you can manage your loan anytime, anywhere. We take security very seriously at Sucasa and have bank-level data encryption. We keep your information safe and secure every step of the way.

Learn more about us →

Dedicated Home Loan Specialist

You'll have a specific person, your Home Loan Specialist, to guide you through the whole home-buying journey – all the way from Application to Settlement
‍
Learn about our loan features →

No Pesky Fees

Save with Sucasa by not paying pesky fees. $0 Monthly Fees, $0 Application Fee, $0 Annual Fees.
‍
See our rates and fees →

Close up image of a man in a yellow sweater working on his computer

Apply online in minutes

Complete an easy online application in 10-15 minutes. Our team is standing by to assess your application as soon as it comes through!

Expert advice in seconds

There’s a bunch of clever people at Sucasa HQ in Sydney, ready to assist you. If you have a question or need help with your application, our home loan specialist team is ready to chat!
‍
Got questions about your borrowing power? →

Image of a young women in a white turtle neck top, facing the camera smiling

World Class Tech and Security

We’ve got Web, IOS and Android apps to ensure you can manage your loan anytime, anywhere. We take security very seriously at Sucasa and have bank-level data encryption. We keep your information safe and secure every step of the way.
‍
Is entering my online banking details safe? →

Run the Numbers

Borrowing Capacity

Run the numbers before you get started, to get an upfront estimate of your borrowing power

Borrowing Capacity

Repayment Calculator

Does your home loan fit within your budget? Find out what your repayments will be.

Repayment Calculator

Here’s how Sucasa is already helping others

Watch Their Story

Image of Australian family standing in front of new home

"The savings and flexibility we had with Sucasa allowed us to buy our home and add a pool at the same time. Years earlier than we thought possible!

By avoiding LMI, Sucasa reduced our deposit by $21k. We kept that extra $21k in our bank account and used it to build a pool, something we thought would be years away.

Darryn and Belinda | Brisbane, QLD

Watch Their Story

Family of an Australian couple and their dog standing in front of their new home

“We would highly recommend Sucasa to anyone in search of a home loan provider....We are grateful for their assistance in making our homeownership dreams a reality.

From start to finish, the process was smooth and efficient and they were really good at communicating what was required in every step of the process.”

Ryan and Christinique | Sydney, NSW

Watch Their Story

Family sitting on the couch inside their new home

“My family are truly blessed and privileged to get associated with Sucasa as they made my first home loan process easier. Anyone looking for home loan without LMI, Sucasa is there for you!

Way to go Sucasa!”

Yaswanth and Lakshmi | Adelaide, SA

Watch Their Story