Loan Calculators

Make sure to run these calculators before you start your application.
How much can I borrow?
About You
This loan is for
Dependants
Under 18 Years
Over 18 Years Old
Purchasing State
My Income
$
per year
Annual Income Before Tax
$
per year
Annual Income Before Tax
Expenses
$
per month
Eg. Food, electricity, transport, education etc.
$
per month
Personal loans, car loans, student loans etc.
$
Combined credit card limits
Calculate my borrowing capacity
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Income
$
0
per year
Expenses
$
0
per month
Based on a LVR of:
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Edit income and expenses
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Based on your income and expenses for our Ultra-Low Rate product, you may be able to borrow:
Loan Details
Your Borrowing Capacity
$
0
Deposit Required
(Excl. Stamp duty, govt charges and other upfront fees)
$
0
Property Purchase Price
$
0
Loan Sumary
Repayments
Interest Rates
Loan Details
Your Borrowing Capacity
$
0
Deposit Required
(Excl. Stamp duty, govt charges and other upfront fees)
$
0
Property Purchase Price
$
0
Loan Sumary
Repayments
Interest Rate
Loan Details
Your Borrowing Capacity
$
0
Deposit Required
(Excl. Stamp duty, govt charges and other upfront fees)
$
0
Property Purchase Price
$
0
Loan Sumary
Repayments
Interest Rates
Loan Details
Your Borrowing Capacity
$
0
Deposit Required
(Excl. Stamp duty, govt charges and other upfront fees)
$
0
Property Purchase Price
$
0
Loan Summary
Repayments
Interest Rates
Loan Details
Your Borrowing Capacity
$
0
Deposit Required
(Excl. Stamp duty, govt charges and other upfront fees)
$
0
Property Purchase Price
$
0
Loan Summary
Repayments
Interest Rates
Start Your Application Now
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Important to know
There are a lot of different factors that go into calculating how much you can borrow for a home loan. We’ve designed our borrowing calculator to be a faster and simpler way to get an estimated answer. Every lender has their own way of calculating borrowing power so you might get different results with other home loan calculators.

Our home loan borrowing calculator takes into account your income and expenses to give you an idea of how much you can expect to be able to borrow with a Sucasa Primary and Ultra-Low Rate Accelerator Home Loan.

Got questions? We have answers

How do I apply?

To apply for a loan, click here.

How can I get a more accurate loan estimate?

In order to get a more accurate loan estimate, you'll need to complete an application.

Simply click on the Apply Now button to start your application with Sucasa.

How can I increase my borrowing power?

Your borrowing power takes into account things like your income, current loans and liabilities (such as credit cards) and your living expenses. Generally speaking, borrowing power increases with higher income and fewer financial commitments and expenses.

‍

How do you calculate Borrowing Capacity?

This borrowing power calculator is a guide only, and gives you an estimate of how much you could borrow with a Sucasa Primary and Ultra-Low Rate Accelerator Loan. This is based on the information you entered, our current home loan interest rates, the property LVR and an assumed loan term of 30 years.

What is borrowing power?

Your borrowing power is an approximate measurement of your ability to borrow funds from a particular lender or bank. Each lender will calculate it differently, but generally speaking, a borrowing power calculator takes into account things like your income, current loans and liabilities (such as credit cards) and your living expenses

Still Have Questions?
Chat to our team in Sydney

There’s a whole bunch of clever people at Sucasa HQ in Sydney, working to make home loans faster, smarter and simpler. If have questios with your application, our home loan specialists are ready to help!

Email Us
About Us
Image of a young women in a white turtle neck top, facing the camera smiling
Image of fancy couch in new living room

How do you calculate borrowing capacity?

This borrowing power calculator is a guide only, and gives you an estimate of how much you could borrow with Sucasa with a Primary and Ultra-Low Rate Accelerator Loan. This is based on the income and expenses you entered, our current home loan interest rates, property LVR and an assumed loan term of 30 years.
There are a lot of different factors that go into calculating how much you can borrow for a home loan. We’ve designed our borrowing calculator to be a faster and simpler way to get an estimated answer. Every lender has their own way of calculating borrowing power so you might get different results with other home loan calculators

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Legal Info About Our Rates
Our rates are current as of 01 August 2023.
‍
*Rates are based on purchases with a Sucasa Primary and Ultra Low Rate Accelerator Variable Home Loan. Upfront costs apply in addition to the interest rate. For further information, see our Key Fact Sheet. 

**Comparison rates: All comparison rate examples shown are for a loan amount of $150k and a term of 25 years.  WARNING: Sucasa’s rates currently vary based on the value of a property. Comparison rates apply only to the example or examples given and may not include all fees and charges. Different loan amounts and terms will result in different comparison rates. The actual rate offered may be higher or lower than the comparison example above or after this date, and they can change.
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See how much you can borrow and save with Sucasa.

Apply Now
Home Loan Repayments Calculator
Property Purchase Price
$ 
Loan Amount (80% - 98% LVR)
$ 
Loan  LVR      0% - Maximum LVR Reached - Minimum LVR Reached
Based on a loan term of:
Length of the loan- Minimum LVR Reached
Calculate
Estimated Repayments
$
0
 /month
Principal and Interest Loan
Loan Term
30
 Years
Interest Rate*
0
Comparison Rate**
0
Repayments and interest rates are all based on our Ultra-Low Rate product option.
Start Your Application Now
Thank you! Your submission has been received!
Oops! Something went wrong while submitting the form.
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Important to know
This home loan repayment calculator/mortgage repayment calculator is a guide only, and gives you an estimate of what your repayments will be with Sucasa, based on the purchase price, loan amount, loan term you entered and our current home loan interest rates for a Sucasa Primary and Ultra Low Rate Home Loan.

You’ll still need at least a 2% deposit as well as any upfront fees that are applicable. You’ll get a real assessment when you begin an application, and enter the specifics of the property, your loan type, personal details and your financials. This is not credit approval.

Got questions? We have answers

How do I apply?

To apply for a loan, click here.

How are your rates so low?

We’re focused on helping borrowers who don’t have a “full” 20% deposit. Our suite of products is designed specifically for these borrowers, with the aim of making them as cheap and accessible as possible.

Will making extra loan pre-payments help pay off the loan earlier?

Yes. Making additional repayments can shave time off of your home loan.

For all Sucasa home loans, you can make an unlimited number of loan prepayments on your loan. Please see our Loan Features page for more information.

How do you calculate home loan repayments?

We take your loan amount, add the total estimated amount of interest we charge over the life of the loan (until the loan settlement date), and then divide that total up into a monthly amount, based on the length of your loan term.

Please note that these calculations for home loans are based on our current advertised rate, and assume this rate continues for the life of the loan.

How does a loan repayments calculator work?

This home loan repayment calculator is a guide only. It is intended to give you an estimate of what your total monthly repayments may be with our Ultra Low Rate Home Loans. This estimate is based on the purchase price, loan amount and loan term you entered and our current home loan interest rates.

This calculator does not take into account the deposit, upfront fees or government charges that are required to complete a property purchase. Please note this is not a credit approval.

‍

Still Have Questions?
Chat to our team in Sydney

There’s a whole bunch of clever people at Sucasa HQ in Sydney, working to make home loans faster, smarter and simpler. If you need help with your application, our home loan specialists are ready to assist!

Email Us
About Us
Image of a young women in a white turtle neck top, facing the camera smiling
Scales icon
Legal Info About Our Rates
Our rates are current as of 01 August 2023.
‍
*Rates are based on purchases with a Sucasa Primary and Ultra Low Rate Accelerator Variable Home Loan. Upfront costs apply in addition to the interest rate. For further information, see our Key Fact Sheet. 

**Comparison rates: All comparison rate examples shown are for a loan amount of $150k and a term of 25 years.  WARNING: Sucasa’s rates currently vary based on the value of a property. Comparison rates apply only to the example or examples given and may not include all fees and charges. Different loan amounts and terms will result in different comparison rates. The actual rate offered may be higher or lower than the comparison example above or after this date, and they can change.
Sucasa logo image without logo text

See how much you can borrow and save with Sucasa.

Apply Now