Calculators

To apply for a loan, click here.

The short answer: We’ve focused on helping borrowers who don’t have a “full” 20% deposit. By building a suite of products designed specifically for our borrowers, we’ve been able to make our loans cheaper and more accessible.

There’s no catch.

We’re a mission driven business and our mission is to improve access to homeownership for young Australian families. We’ve done this by creating products we’d use and encourage our friends and family to use. Our loans are simple and we don’t take any equity in your home or have any equity-based incentives.

We’ve worked *very* hard to provide the lowest-cost loans possible and will work even harder to make things even more affordable for you – Australia’s next generation – as we build.

Lending eligibility criteria applies.

To get a more accurate loan estimate, you'll need to complete an application.

Simply click on the Apply Now button to start your application with Sucasa.

Your borrowing power takes into account your income, current loans and liabilities (such as credit cards) and your living expenses. Generally speaking, borrowing power increases with higher income and fewer financial commitments and expenses.

This borrowing power calculator is a guide only, and gives you an estimate of how much you could borrow with a Sucasa Ultra-Low Rate Loan at a 98% LVR. This is based on the information you entered and our current home loan interest rates.

Your borrowing power is an approximate measurement of your ability to borrow funds from a particular lender or bank. Each lender will calculate it differently, but generally speaking, a borrowing power calculator takes into account things like your income, current loans and liabilities (such as credit cards) and your living expenses.

We take your loan amount, add the total estimated amount of interest we charge over the life of the loan (from the loan settlement date), and then divide that total up into a monthly amount, based on the length of your loan term.

Please note that these calculations for home loans are based on our current advertised rate, and assume this rate continues for the life of the loan.

This home loan repayment calculator is a guide only. It is intended to give you an estimate of what your total monthly repayments may be with our Ultra Low Rate Home Loans. This estimate is based on the purchase price, loan amount and loan term you entered and our current home loan interest rates.This calculator does not take into account the deposit, upfront fees or government charges that are required to complete a property purchase. Please note this is not a credit approval.