Borrowing Capacity Calculator
Discover how much you can borrow with our easy-to-use calculators.
Based on your income and expenses for our Ultra-Low Rate product, you may be able to borrow:
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Estimated Monthly Repayment
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Interest Rate*
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p.a.
Comparison Rate**
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p.a.
Important - There are a lot of different factors that go into calculating how much you can borrow for a home loan. Every lender has their own way of calculating borrowing power so you might get different results with other home loan calculators. Our home loan borrowing calculator takes into account your income and expenses to give you an idea of how much you can expect to be able to borrow with a Sucasa Primary and Ultra-Low Rate Home Loan.
About Borrowing Capacity
How to calculate borrowing capacity and what it means
The borrowing capacity calaculator provides an estimate of how much you can borrow based on a Sucasa Ultra Low Rate principal and interest home loan using the inputs provided.
The borrowing capacity calculator estimates your borrowing capacity based on the following factors.
- Are you borrowing by yourself or with someone else?
- What is your income?
- What debts, liabilities and expenses do you have?
- What are your loan terms? For eg: 30 years.
- What state you are buying in?
- What type of loan you are looking for? Eg. Investor or owner occupier
In order to get a more accurate loan estimate, you'll need to complete an application.
Simply click on the Apply Now button to start your application with Sucasa.
FAQs
Find answers to your most pressing questions about our home loan services.
To apply for a loan, click here.
To get a more accurate loan estimate, you'll need to complete an application.
Simply click on the Apply Now button to start your application with Sucasa.
Your borrowing power takes into account your income, current loans and liabilities (such as credit cards) and your living expenses. Generally speaking, borrowing power increases with higher income and fewer financial commitments and expenses.
This borrowing power calculator is a guide only, and gives you an estimate of how much you could borrow with a Sucasa Ultra-Low Rate Loan at a 98% LVR. This is based on the information you entered and our current home loan interest rates.
Your borrowing power is an approximate measurement of your ability to borrow funds from a particular lender or bank. Each lender will calculate it differently, but generally speaking, a borrowing power calculator takes into account things like your income, current loans and liabilities (such as credit cards) and your living expenses.