High Density Postcode Restrictions

Addtional Sucasa lending restictions for high density postcodes.
Last updated February 2025

For Owner Occupier Loans - we are unable to lend against:

  • Apartments in buildings that are 7 stories or more and were completed after 2014
  • Any apartment complex with more than 30 units within the following High Density Postcode List (see below)

For Investment Loans - we are unable to lend against:

  • Apartments in buildings that are 7 stories or more
  • Any apartment within the following High Density Postcode List (see below)

SYDNEY
2000, 2017, 2018,
2020, 2077, 2113,
2114, 2121, 2127,
2141, 2142, 2144,
2145, 2150, 2155,
2160, 2170, 2220,
2750

MELBOURNE
3000, 3003, 3004,
3006, 3008, 3011,
3066, 3122, 3123,
3128, 3141, 3145, 3169

BRISBANE
4000, 4006, 4101

ADELAIDE/PERTH/NT/TAS
5000, 6000, 7000