The best way to buy a home if you don’t have a “full” deposit
How are our loans structured?
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Splitting our loans empowers our customers. On our Low Rate and Low Fee products, the Accelerator Loan interest rate is higher than the Primary Loan. Splitting our loans allows you to repay the Accelerator Loan off faster, and bring down your effective interest rate in the process!
Some of the reasons you'll love us
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Low Deposit
Borrow up to 98% LVR, depending on your circumstances.
See how much you can borrow →
Low Rates
Competitive low rates. Our customers choose us over the banks because we save them thousands of dollars
See our rates and fees →
Lower Upfront Costs
A suite of products with lower upfront costs than LMI. Make the most of your savings and get into your home sooner
Calculate my repayments →
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No Income Caps or price limits
We’re not a government scheme. We’re a business backing hard-working Australians for the decades to come!
See our loan features →
No equity sharing or guarantors
Build your wealth by keeping all your capital gains. No family guarantees required. Give yourself the best chance to avoid using the Bank of Mum and Dad
See our rates and fees →
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A dedicated Home Loan Specialist
You'll have a specific person, your Home Loan Specialist, to guide you through the whole home-buying journey – all the way from Application to Settlement
See our loan features →
Free unlimited extra repayments
No fees for additional repayments or early prepayment. Pay your loan down at your speed, no additional charges.
See our rates and fees →
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No Pesky Fees
Save with Sucasa by missing out on pesky fees. $0 Monthly Fees, $0 Application Fee, $0 Annual Fees.
See our loan features →
Where to next?
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Our Rates and Fees
See how much you’ll save by choosing a Sucasa over an expensive LMI loan with another lender
See Our Rates and Fees →
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Loan Features
At Sucasa, we've got everything you need to get the most out of your home loan.
See Our Loan Features →
How Much Can I Borrow?
Run the numbers before you get started, to get an upfront estimate of your borrowing power
Borrowing Capacity →
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Am I eligible?
Check to see if a sucasa loan is right for you and your circumstances
Check Eligibility →
How are your rates so low?
We’ve focused on helping borrowers who don’t have a “full” 20% deposit. Banks don’t do this. By building a suite of products designed specifically for our borrowers, we’ve been able to make our loans cheaper and more accessible
Self-employed?
No Worries.
As entrepreneurs, we celebrate business owners who take on the challenge of working for themselves.
If you have your docs ready, Sucasa could be for you.
We can lend to self-employed borrowers who have a strong credit history and are able to demonstrate income via tax returns or financial statements.
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Got Questions?
There’s a whole bunch of clever people at Sucasa HQ in Sydney, working to make home loans faster, smarter and simpler. If you need help with your application, our team is ready to assist!
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